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Review of the NFU Mutual, Car insurance:

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NFU simply gathers competitors pricing data!

NFU simply engages in a price data gathering on it's competitors when potential customers make a car insurance price enquiry, rather than providing an actual car insurance quote! That's really a dishonest way to behave. This year and last year NFU mutual won't allow an enquiry without a competitor's renewal quote being provided and then refusing to show it's own price stating NFU thinks it would be 'uncompetitive'. But that's for the customer to decide based on his/her assessment of the relative pro's and cons of different companies/policies and NFU have no way of knowing that. In practice customers, such as I, often do not insure with the cheapest company and often pay considerably more for a policy/company they consider to be better. NFU, like other insurance companies, should always provide a price (if they are willing to insure) and let customers decide, rather than using this exercise to manipulate an unfair advantage over it's competitors. Reviewed on: 10th November 2026

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