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Review of the Chip, Savings App:

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Great Savings App

Chip is a great app that helps you save. The AI scans your bank account, knows if you are ahead or behind your usual spending patterns and then pulls out an amount it knows you can save without realising it’s missing. Last year I saved over £1000 towards Christmas - money I probably would have frittered away. It loses one star for me because I’m with HSBC who now request a PIN for Chip to scan my account and take the money so now it just takes out a nominal amount every 4 days. Chip don’t seem to have a way of it having full functionality yet which is a bit of a pain as it’s the clever AI bit I signed up for. But nevertheless it’s a great app that can help anybody save. Reviewed on: 13th January 2020

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