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Patrick Z

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All reviews (6)

Review of the Abound, Personal loans:

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Best rate in the market

I’ve had no issues whatsoever. Easy to log in and track my loan. They allow early repayments and the rate was the best in market at the time. Would recommend. Banks need to be better else we’ll keep going to these type of companies. It’s sad and unfortunate but glad abound was here to not take the mick and charge me an arm and a leg Reviewed on: 9th April 2026

Review of the 118 118 Money, Personal loan:

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Good rates for poor credit

I would not recommend anyone to get into debt, as I think it should be a last resort sort of thing. However, 118 were good and prompt in sending across the money and the rate wasn’t extortionate like some other brands, based on my poor credit score. Can always pay it off early, which I did. Reviewed on: 30th March 2026

Review of the Bamboo Loans, Personal loan:

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They take advantage of those with bad rates and char...

They take advantage of those with bad rates and charge them exponential interest that should be illegal. I took out a 15k loan and they charged me 15k. So 30k I had to pay back. After 2 years I paid back 15k but still had 14k left to go for the remainder 3 years. I’d avoid. They are vultures Reviewed on: 25th February 2026

Reply from Bamboo Loans Hi Patrick, Thank you for taking the time to leave us a review. We’re sorry to hear about your experience and how this has made you feel. We understand that interest rates can sometimes feel high, and we want to reassure you that our loans are priced to reflect the level of risk involved, while ensuring fairness for all customers. We also make sure our pre‑contract information is clear and transparent, so customers have everything they need to make an informed decision before going ahead with their loan. If you’d like to discuss this further, we’re here to help. You can contact us via our contact us page: https://www.bambooloans.com/s/contact-us /. Kind regards, Bamboo Response date: 4th March 2026

Review of the Wealthify, Stocks and shares ISA:

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Never gained a thing, always in minus

twice I tried with this investment account, both times holding accounts for 8+ months and both times was in minus, never once did it ever go up vs my Nutmeg account which was around 12% return since the first couple grand in Reviewed on: 14th June 2021

Patrick Z

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Review of the J.P. Morgan Personal Investing (formerly Nutmeg), Stocks and shares ISA:

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Great flexibility, great returns

mobile and desktop app are perfect, the ability to alter and change amounts paid in, the amount you can take out (within 3-5 working days) and the speed of response from the management is amazing. Can't recommend enough and prefer this than letting money go to waste in a bank savings account with returns averaging 12% vs 1% in a bank Reviewed on: 14th June 2021

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