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Patrick Z

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Review of the Bamboo Loans, Personal loan:

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They take advantage of those with bad rates and char...

They take advantage of those with bad rates and charge them exponential interest that should be illegal. I took out a 15k loan and they charged me 15k. So 30k I had to pay back. After 2 years I paid back 15k but still had 14k left to go for the remainder 3 years. I’d avoid. They are vultures Reviewed on: 25th February 2026

Reply from Bamboo Loans Hi Patrick, Thank you for taking the time to leave us a review. We’re sorry to hear about your experience and how this has made you feel. We understand that interest rates can sometimes feel high, and we want to reassure you that our loans are priced to reflect the level of risk involved, while ensuring fairness for all customers. We also make sure our pre‑contract information is clear and transparent, so customers have everything they need to make an informed decision before going ahead with their loan. If you’d like to discuss this further, we’re here to help. You can contact us via our contact us page: https://www.bambooloans.com/s/contact-us /. Kind regards, Bamboo Response date: 4th March 2026

Review of the Wealthify, Stocks and shares ISA:

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Never gained a thing, always in minus

twice I tried with this investment account, both times holding accounts for 8+ months and both times was in minus, never once did it ever go up vs my Nutmeg account which was around 12% return since the first couple grand in Reviewed on: 14th June 2021

Patrick Z

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Review of the J.P. Morgan Personal Investing (formerly Nutmeg), Stocks and shares ISA:

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Great flexibility, great returns

mobile and desktop app are perfect, the ability to alter and change amounts paid in, the amount you can take out (within 3-5 working days) and the speed of response from the management is amazing. Can't recommend enough and prefer this than letting money go to waste in a bank savings account with returns averaging 12% vs 1% in a bank Reviewed on: 14th June 2021

Review of the Wealthify, Stocks and shares ISA:

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Great results and Customer Care

Frequent updates on progression of the various portfolios, updates on where and which type of investments my money is going. see constant increases in value, which i'm happy to about. Great introductory offer also. I'm a fan and would reccomend. Even got my missesinvolved. Better returns than the current bank savings accounts. One more thing, access to your money! 3 working days, it normally takes to get money out to your bank - others like moneybox take bloody forever! Reviewed on: 16th January 2020

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