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Adele

4

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0

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3

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All reviews (4)
Review of the PayPal, PayPal Credit:
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Decent money lending service.

4
Decent money lending service. You can see almost everything you need to in the app - how much you owe, transactions, statements, when interest free periods are coming to an end etc. My one complaint is that it would be good to be able to see a breakdown on your statement of exactly which transactions are costing you the most interest and - if possible - giving you the option to decide where your repayments go so you can pay certain purchases off faster than others. Reviewed on: 27th May 2025
Review of the PayPal, PayPal Credit:
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Good way to pay for stuff over time

4
Have used PayPal credit for many things and have always found it to be a positive experience. The four months interest free period on purchases over £99 is brilliant, my only suggestion is that they could offer a little longer but can’t complain. I like that statements and payments are easy to manage in the app and that your statement tells you how much of your balance is gathering interest etc, so you know where the interest is coming from. Another suggestion I would make is that this breakdown of interest could also be provided directly in the app in a more user friendly way, so you can see exactly how much interest each purchase is acquiring and which ones are more important to pay off faster. Overall PayPal is a great credit option as it’s effective APR is very competitive and less than many credit card lenders on the market. Reviewed on: 6th June 2024
Review of the Post Office, Personal Loan:
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Easy application & smooth process

5
Found it really easy to apply for my loan with the Post Office, and was clearly shown the the rest I would pay overall and the total amount I would pay back. The whole process was smooth with great communication throughout. Always someone ready to answer the phone if you have a query about repayments. Would recommend! Reviewed on: 12th March 2022
Review of the Wealthify, Stocks and Shares ISA:
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Great for new investors wanting to grow their assets

5
In the new age of modern banking, it's only natural that investing should be keeping up. Thanks to Wealthify, investing is no longer kept to the select few with the accountancy know-how. Investing can now be available to everyone, on the go, no matter your age, job or how much money you've got to start with. Of course investing is no quick money-maker. But for those wanting to maximise their financial assets and save for their future, it is definitely a viable option. With a quick set-up process, clear lingo, lovely-to-use interface and easy-to-understand dashboard, not to mention full transparency about how your investment pot is doing, Wealthify has made investing quicker, easier and more accessible than ever. Reviewed on: 16th January 2020

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