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Review of the Santander, 123 Current Account (discontinued):

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Worthwhile account

I find that the Santander 123 current account is the best account out there at the moment to keep day to day money and any extra savings. The 3% interest on amounts of £3000 to £20000 is value and to get this rate you only need to fund the account with £500 per month and set up 2 direct debits. there is a monthly fee of £5 but with the extra cashback when setting up direct debits for household bills, this is easlily worthwhile. It is easy to manage online and seems a winner to me! Reviewed on: 24th December 2015

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