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Andrea Storey

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Review of the Lloyds Bank, Easy Saver:

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Decent but nothing special

Ive had this savings account for a number of years now and whilst the interest paid is pretty poor (currently 0.28 net APR), its still not much worse than most high street savings accounts. The real bonus of this savings account is the ease of use, especially if you use online banking. If you're saving for a rainy day that suddenly appears you'll be able to access your funds with no trouble at all. Also, transferring money between accounts is simple. All in all, unless youre saving large amounts of money and want a higher APR this is a decent enough savings account. Reviewed on: 24th December 2015

Review of the Lloyds Bank, Club Lloyds Current Account:

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Good little current account

Ive been using Lloyds Bank since I was at school and always found their standard current account to be good enough for my needs. However, about a year ago, whilst paying in a cheque, the cashier recommended that I upgrade and I can honestly say Im glad that I did. So long as you have a minimum of £1500 paid in each money you get this account for free, otherwise its £5.00 a month. In return you get a far better interest rate, cheaper mortgage rates and a choice of lifestyle benefit incentives. All in all its a good product and Id recommend it. Reviewed on: 24th December 2015

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