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Review of the Lending Stream, Short-term loan:

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Exploitation

The service and convenience is great, the interest is extortionate. This is a way to exploit people with adverse credit (even if it is from poor decisions in my 20's which is no longer the case). Lending stream are aware people like this cannot obtain credit from high street banks. They will claim they are building in risk by charging higher interest just in case I default (even though they would hunt down every last penny). The truth of the matter is that if I am able to pay higher repayments because of high interest, I can pay lower easily. I would avoid unless it is absolutely essential. Reviewed on: 9th June 2017

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