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Lorraine Shepherd

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Review of the Halifax, Fixed Rate Mortgage:

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Will not allow you to port your mortgage and penalise you fir trying to leave.

With the current situation banks have reduced lending And Arne asking for a 15% deposit, even though the Government has tried to help the housing market by stamp duty break. Most banks will provide existing customers along with first time buyers a mortgage with a 10% deposit. So if you are with the halifax as an existing mortgage customer and you took out a mortgage 2 years ago with a 5 year fixed rate and you want to move. A mortgage of £300000 would mean you would be ok with £30000 deposit. Beau asked of their greed they now want £45,000 deposit and if you have not got the additional £15,000 you can not port your mortgage so to move home you have no choice but to find another lender and pay a penalty for not staying with the Halifax. So either find another £15,000 before the stamp duty dead line in March or pay the Halifax over £5000 to be able to move now.. Won’t allow you to port your mortgage and penalise you fir trying to leave. Reviewed on: 18th September 2020

Review of the Travel Insurance Saver, Travel Insurance:

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Amazing customer service

Took out travel insurance back in January for a cruise in September, for obvious reasons (Covid) I had to change my holiday. Contacted travel insurance saver and they changed it to my new holiday for 2021. No additional fee they made it so simple. I have a friend who used “Stay Sure” they were charged an admin fee And lost their money . So I highly recommend Travel Insurance saver great communication great customer service. Reviewed on: 18th September 2020

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