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A. Faulds

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Review of the Wealthify, Stocks and shares ISA:

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Good ISA

Sign up offer of cashback made this worthwhile. Assuming no loss of original investment, it was easy money. Took advantage of using referral link so that my wife could also invest and claim cashback offer. Like the app as I can easily see where my money is invested and how it's performing. We chose different options, which you can change any time. My ethical fund is today showing a return of 4.3% return. My wife chose a higher risk option, currently at 7.13% return. Had both ISAs since October 2020 and they've been performing consistently and we both have cashback to receive on top. I have one of the best paying instant access savings accounts and all I'm getting in return is 0.4% interest. Don't think I'd risk my retirement fund with Wealthify but as a regular way to save it's a good option. There's no point saving £20 or so a month with interest rates so low but it's worth taking a chance with Wealthify as a regular savings option. Reviewed on: 18th January 2021

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