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Richard Harnasz

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Review of the Zopa, Personal loan:

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Just simply a better, more accessible way to get a loan than conventional banks.

Zopa provides such a clear experience. The core of what people want to know is displayed so clearly, and simply. Working in an office on a remote industrial estate, its often difficult to get to a bank, and these days, difficult to find an appointment with so many banks getting people to switch with such good promotional offers. Zopa provides such a flexible, online, way to apply and get a loan. The amount and repayment period you select automatically displays the monthly repayments, and the associated interest for that configuration. Whats more, I found that Zopa loans were way more competitive on lower interest rates than regular banks. It is also fantastic how upon choosing the bank account to pay your loan into, you can choose to set up a direct debit from that account so your repayment is paid consistently, and removes the hassle of having to set up the DD yourself, and can put it to the back of your mind. In addition, what i love (even though I havent needed to change it around), once your loan has been completed, you can change the date of repayments, which is such a great feature. Superb! And would absolutely recommend Zopa to friends and family... already have done! Reviewed on: 22nd June 2017

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