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knix83

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Review of the Plum, Easy access savings:

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Plum effortlessly turned me into an Investor (and saver)

Plum is awesome. I'm 38 years old and i've never had the discipline to save before even though I earn a decent salary and never go overdrawn etc. Having signed up to Plum 18 months ago, I managed to put by £2000+ without even noticing and this paid for a holiday for my family. It really is so simple - taking roundups and AI-targetted savings from my account but only what i can afford. If it takes too much and you need the money one month, just transfer it back - simples! Recently i also started investing too. My money is now split between Tech Giants, The Medic (Pharma) and a standard growth fund. I like the way you can decide on your risk but also that the funds are split over loads of companies in that sector meaning if one folds, you don't lose much. My only bug bear - it does take a week or so for the monney to appear in your investment. So you can't really 'play' the markets as such - however for longer term investments and to genuinley see you money grow, this still works well. Reviewed on: 3rd February 2021

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