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Review of the Monzo, Current Account:

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Best bank account I have used

It's their feature rich app that's the big deal. Takes banking to a whole new level with pots and budget management. The budget management system has literally made me save £1000s that I otherwise wasn't really able to keep track of. Apart from that, banking has itself become very convenient. In many cases where a brick and mortar bank would cause inconveniences. For example when you lose a card, you'd have to report it and it'll take a few days for them to send a card. Also when you change address, some ask you to verify by sending them documents or visit in person. All the above is dealt wonderfully by their 24X7 available helpline. For example if you lose a card, you can freeze until you find it. Change of address, takes a second to do (they just verify it's you by fingerprints) Plus many many other things which you'll realise after using it. You might think many brick and mortar banks are providing the same. But it's Monzo and Starling where they have taken ideas from. Full Monzo for more than 2 years. And have no regrets, to the contrary I actually am finding banking to be fun! Who would have thought?! Reviewed on: 20th February 2021

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