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Rosie Heys McDonagh

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All reviews (4)

Review of the Close Brothers, Retail Finance:

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Novitas Loans owned by Close Bros, were back door P2P

People sold Novitas loans by family solicitors were unwittingly being sold risky P2P loans without even knowing it. Close have now closed Novitas down, and put £6m aside for consumer redress. Reviewed on: 10th August 2022

Review of the RateSetter, Loans:

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The Financial Ombudsman have upheld multiple complaint about this firm

How surprising, given the high number of complaints about this firm (look for Retail Money Market Limited on the Financial Ombudsman Website) that there are SOOOO many super positive reviews....On another note, back in 2014 The FCA was warning that some P2P platforms were manipulating reviews on review sites. This is a bad review, it's also genuine. Ratesetter is a terrible business model, and is terrible to do business with. The P2P scandal is widely covered now in multiple court cases and forums, I appreciate that the first thing that will happen after this review is posted is that the Smart Money People will get an email from Ratesetter Legal telling them to take down my review, it's happened on other review sites, but I can back up this bad and truthful review with plenty of evidence. What Metrobank were doing buying this firm in a six week negotiation during lock down, and what due diligence they did is one question I would ask. There will be many more questions asked as The FCA whistleblower case of relating to P2P rumbles on. But to quote directly from that, P2P had 'Ponzi Like" practises... Those guys are still in charge - don't believe the hype Reviewed on: 10th August 2022

Review of the RateSetter, Loans:

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Greedy, aggressive, dishonest and unethical

https://bylinetimes.com/2021/07/20/divorced-from-reality-how-legal-loans-racked-up-half-a-million-debt-for-a-standard-divorce/?fbclid=IwAR0zORYBm4mddgGiqMF2i5FbNMGJAiCEe52GSZG38YQ-xwcd_MCr_g1cqzc Reviewed on: 24th July 2021

Review of the RateSetter, Loans:

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Shocked they won awards, who is reviewing them? Crowdbots?

Shockingly unpleasant to deal with, and in some cases downright nasty, these guys are an entitled bunch of charlatans, and any negative review is subject to aggressive response from their lawyers - so maybe that's why despite their epic failures, and rule breaking, they have managed to get any good reviews. Reviewed on: 26th February 2021

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