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Scott Humphrey

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Review of the Chip, Savings App:

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Painless and efficient saving: More money, less debt

Like many people, saving was just not a habit I developed. It was something "I would get round to", but never actually did. Now with Chip, I don't even have to think about saving. Every few days I receive a notification I've made a saving without any effort. This has resulted in me not only saving money but also buying fewer unnecessary items. Before, having that money in my account meant I would spend it. Now, as it's been squirreled away that money isn't there to spend. Also, any biggish purchases I do make are more considered as it means pulling that money out of savings. I no longer buy things on credit as I've set savings goals for those items instead. So I'm saving more and in less debt! The less friction you make in a process the more likely you'll do it and Chip does this wonderfully. In a year's time, you'll be glad you started. Reviewed on: 10th March 2021

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