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Calin Bousfield

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Review of the Chip, Savings App:

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Competition Leading Interest rate

Chip offer a 1.25%APR. However this is not compounded and is paid as a bonus rather than into the savings account. The cap is also £5K which suits day-to-day savers but won't replace your ISA. The app is a little less intuitive than I'd like. Some of the buttons "don't work". You cannot just turn off the autosave feature as the button would not activate. Instead I had to set my minimum balance to £100,000 to stop the autosave feature. If you need an app to squirrel money away from you, then I'm sure it's of use. But this feature was not for me. Reviewed on: 10th March 2021

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