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Paul Gough Hopkins

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Review of the Abound, Personal loans:

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Refreshingly accessible. Screen readers, rejoice!

Firstly, I am registered blind so was nervous about applying for a loan as so often is the case, there are usually access problems for those of us using screen readers. This was not the case at all with a bound. I came to this company initially through experience with its recommendations for me around different loan providers based on what I needed and my credit score. I thought the way around employee banking is really clever in that when it asks permission to connect with your bank, it can check your account for what it needs and I feel that this gives abound a very fair interpretation of your circumstances rather than using limited information that is often out of date with credit reference agencies and guessing the rest. for once, I am genuinely pleased to say that applying for this loan really was straightforward and hassle free. Reviewed on: 16th April 2025

Review of the Zopa, Personal loan:

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Best rates only go to almost perfect customers, they screw everyone else.

I'v had two loans from Zopa and ended up getting better loans to pay them off early. The rate I got charged was almost the same as a credit card. Thanks goodness my bank, Barclays was able to help at a much reduced percentage rate. Zopa are smug and I'm guessing their winning these awards doesn't help that much. Use a loan calculator like those found on moneysavingexpert.com which only do a soft search on your credit file to find out which loans you are likely to get based on your individual credit rating. If you get a good deal with Zopa then, the very best of luck but, be very careful. Reviewed on: 30th June 2017

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