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Mike Johnson

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Review of the Sainsburys Bank, Personal Loan:

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Old school loan

My loan with Sainsbury's was at a fantastic rate, so really chuffed with that. But setting up was a little more daffy than I'd have liked, and involved confusingly worded emails and posted letters. It all felt a bit old school waiting for things in the post. Emails looked basic which always makes me question the validity of the sender in this world of identity fraud. Reviewed on: 1st July 2017

Review of the Zopa, Personal Loan:

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Easy setup

I've had a few Zooa loans over the years. I love how easy it is to set up a loan, and how clear and open the fee structure is. Their loans are easy to manage from the very user friendly dashboard and the options to over pay or pay your loan off early with no penalisation are just the types of flexibility I like to have. The interest on offer is usually competitive, if only it was market leading, and the loan was the cheapest available I'd mark this as a 10/10 product. Reviewed on: 1st July 2017

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