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Steve Higgins

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Review of the Halifax, Clarity Credit Card:

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Low cost card with cashback

Halifax Clarity is a great card for everyday spending. My card has a low rate of 12.9% and Halifax do not charge commission on non-sterling transactions. There is also no cash withdrawal fee. What's more, as a Halifax current account customer, I receive £5 cashback every month that I spend £300 or more on goods and services on my card. Reviewed on: 2nd June 2016

Review of the RateSetter, Loans:

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Great for getting market-beating rates for lending your spare cash with very little risk

I used Ratesetter to make some cash from a property sale work for me while I looked for a new place to buy. Having filled up all of my bank accounts, Ratesetter allowed me to beat market rates on my spare cash without tying it up forever. I did find that to get the most out of it, I had to manage my lending rates quite a lot, but there are automated ways that the service can do this for you. Coupled with Ratesetter's "Provision Fund" (which reimburses in the vent of a default on your lending) it really is a risk-free and sensible way to make extra cash work for you. Reviewed on: 18th May 2016

Review of the Noddle, Credit Check:

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Great free service

Great free service for keeping an eye on your credit file. Free monthly ongoing alerts and credit score, helping you to proactively take action to improve or correct any issues if necessary. Reviewed on: 6th May 2016

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