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Jo Parish

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All reviews (5)

Review of the Moneyhub, App:

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Moneyhub is a BRILLIANT personal finance app

Been using Moneyhub for 15 months having road tested other finance apps. It combines apparent simplicity with powerful and flexible features. It’s revolutionised my money management and I wouldn’t be without it. A recent graphic update has made it look sharper and feature improvements are ongoing. Customer support is prompt and effective. Seriously, don’t bother looking at the others, just jump in with Moneyhub. Reviewed on: 15th March 2023

Review of the Sainsburys Bank, Nectar Credit Card:

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A solid credit card.

Sainsbury’s have always ran my MasterCard efficiently and don’t mind sending me a monthly statement. They support open banking. I rang them recently to reinstall my app on a new phone and the chap j spoke to was really pleasant and very well informed. Reviewed on: 1st February 2022

Review of the Nationwide, FlexDirect:

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Efficient AND mutual

After 20 years with my previous bank, I recently switched my current account to Nationwide because I wanted to start using Open Banking to manage my money. Nationwide handled the switch perfectly, no glitches. They were fab on the phone and in branch. I love that you can pay in cash through a hole in the wall outside of banking hours, that’s so useful. They were able to give me a non-contactless card so I can stick to using my phone to pay contactlessly and not worry about my debit card being misused. If I do misplace my card, I can quickly freeze it in the app without needing to cancel it till I’ve had a good look. And Apple Pay still works while the card is frozen! I love the ‘round up’ in the Nationwide’s app so I can stick my change in a savings account. And I admire their ‘impulse saving’ idea and the way they make it so easy to do it. I admire the fact that Nationwide have a branch in every town I visit and are committed to keeping them going. It’s easy to see why Nationwide is the UK’s biggest mutual and why so many people bank with them. I’m glad I switched. Reviewed on: 1st February 2022

Review of the The Co-operative Bank, Smart Saver:

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Ethical bank

I’ve banked with the co-op for many years and always found their representatives pleasant and helpful and their services efficient. Helps me sleep at night that they have a decent ethical policy. Reviewed on: 1st February 2022

Review of the Moneyhub, App:

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Simple, powerful, straightforward and affordable

I road-tested other finance apps too, including Emma, Plum, and Money Dashboard Neon, but Moneyhub was the one that ticked all the boxes. It has a clear, attractive layout and all the features I wanted. It shows pending transactions and lets you categorise and annotate them then and there, while they are fresh in your mind. You can rename transactions as well as add notes about them, and attach photos to them so you never lose an important receipt again. . You can customise the categories and subcategories you assign them to. The ‘inbox’ system lets you easily stay on top of your new transactions. Moneyhub is pretty good at intuiting which category to put them in but it’s easy to adjust them yourself. It’s easy to browse through your spending and income, with a powerful search function to find individual transactions or groups of them. ‘Transfers’ allow you to keep moving money (eg when you pay off your credit card from your current account) out of the way of your income and expenditure. ‘Projects’ offers a simple way to analyse spending and income thematically across a range of categories if you want to. You can easily export some or all of your transaction information and notes so as to work with it by spreadsheet or do small business accounts. You can use Moneyhub on multiple devices including a PC and logging in and out is a simple PIN, touch or Face ID,, or you can use 2-factor authentication if you prefer. I’ve been using Moneyhub for a month and know I will continue to do so. It’s inhibited me from unnecessary spending because I know I will come face to face with that purchase afterwards and have to admit that I made it! It’s so much easier to track expenses and transfers between friends and family when we buy things on each other’s behalf. The built-in help is clear and plentiful, but on the few occasions I’ve wanted an individual response it has come quickly. Moneyhub doesn’t go in for gamification of your finance, but it makes it simple and painless. To me, the neatness and elegance it does that with is the incentive I need to keep going. The display isn’t cluttered with cashback noise and other distractions. It just pleasantly supports you to do see what you’re doing with your money with fairly little effort on your part. Every function I’ve wanted, I’ve found. (And that wasn’t the case with the other apps I tried.) Moneyhub generously give you six months to try their system out, and the £10 or £15 annual charge after that is very reasonable, and easily covered by an impulse purchase you don’t make. I have a limited income which is likely to fall, but installing Moneyhub in my life gives me confidence that I will do the best job I can of managing my finances in the future. I’m not usually a gusher, but I truly think Moneyhub is superb and have already recommended it to a colleague and family member. I can’t think of a better candidate to win the British Bank Awards. Reviewed on: 1st February 2022

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