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Rachel O'Neill

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All reviews (5)

Review of the first direct, Current Account:

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Very generous 0% overdraft, great to bank with

My partner had First Direct before I did and encouraged me to get it. Have been with them for 3 years am so happy I switched! Very generous 0% overdraft and have rarely needed to contact them Reviewed on: 15th September 2025

Review of the Chip, Savings App:

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Fantastic financial tool

Easy to use, simple to understand, offers a high quality experience designed to make your money work hard. Reviewed on: 21st March 2025

Review of the Chip, Savings App:

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Competitive interest rates, great app to use

I recommend using Chip, rates are very competitive and their focus is to get the best rates for their customers. They really help you to save and provide a wide range of funds for you to invest in. Reviewed on: 31st May 2023

Review of the Chip, Savings App:

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Better savings rates than high street banks

Chip fight to get their customers the best savings rates, no high street bank I know currently match them. I've used their customer service centre on a few occasions and they've been very responsive and helpful. Reviewed on: 10th March 2023

Review of the Chip, Savings App:

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Makes saving fun

Chip makes saving fun, they do regular competitions and really motivate you to save through creating goals and interactive features in their app, such as the auto saving feature. Reviewed on: 2nd March 2022

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