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Review of the Virgin Money, Essential Current Account:

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Basic but brilliant

It may be basic but the Virgin Essential Account is number 1 on my personal list of must -haves. As a part- time worker, I really value not having to fret about fees or charges when I might be inadvertently overdrawn or there’s a problem with my direct debits. Not like some other banks I could mention! Plus I get to earn monthly interest on my balances, and it‘s handy to be able to manage my account online, via phone or through visits to the plush Virgin money lounges. I’ve visited the lounges on many occasions for advice and the staff bend over backwards to help you. The coffee is also excellent! More importantly, this account recognises diversity of income in being open to people on Universal Credit. I feel that this product and its benefits are bringing the humanity back into banking at a time when it is being stripped away by other providers. Reviewed on: 23rd December 2017

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