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Lucy Gotch

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Review of the PayPlan, Debt solutions:
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with me at every step for a debt free future

5
In 2011, I was refused a credit card balance transfer for the first time. Having lived in debt all my adult life since University, I had been used to juggling credit but had incredibly little knowledge about interest rates and the crippling impact of debt. I had about 8 credit cards, storecards, loans and an overdraft. In desperation, I contacted PAYPLAN who guided me onto a debt mangement plan. I steadily paid into this until at aged 39, I discovered I was pregnant and a lifelong dedication to my teaching career had to be reconsidered. My husband and I jointly entered into an IVA. We took one payment break for the birth of our second child, but other than that have continuously been chipping away at our debts for 11 years. This comes to an end in August 2022 when I feel a stress free life will FINALLY begin at 50! Payplan have supported me with advice at every step and taken on my burden of debt. Staff have been knowledgeable, supportive, non judgemental and ever present to answer my questions. The Payplan plus app has been amazing. I would recommend PAYPLAN to anyone facing a crisis of debt. Take the first step to inner peace. Reviewed on: 24th May 2022

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