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T Farrugia

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Review of the PayPlan, Debt solutions:

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Slow and steady wins the race.

Having fallen into debt working self employed from a customer who reneged on completing project fees. My alternatives were limited - bankruptcy, IVA or DMP. I wanted to keep my financials as tidy as possible with a view to buying a property in the years to follow once I had recovered from the loss and not have a bad credit score report against my name. I decided to opt for DMP. Payplan from the outset removed stresses and worries I had with my creditors and managed to negotiate an agreement on my behalf. I would like to say that this support was critical for me as being in this position through no fault of my own added alot of unsureness and low confidence and having to restart again at a loss can take time. Having this breathing space was a lifeline, I am happy that after paying into my DMP of over twenty years I am in my final year, and thankfully have restored myself in a much more secure financial position. My credit score is above 90% and has been for some years now which on looking back was aided by choosing a DMP. I would like to thank Payplan for all of there help and assistance over the years in restoring my faith that there are institutions out there who can help in such cases as mine. Reviewed on: 9th June 2022

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