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Mike Grimshaw

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Review of the PayPlan, Debt solutions:

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Sanity restored

Having got myself into a viscous cycle of borrowing more money in order to pay existing creditors, I finally hit rock bottom when I realised that all of my disposable monthly income was being claimed by one debt after another. My health in general was really suffering due to my predicament because I was working 6 days per week just to keep my head above water, with nothing whatsoever left to make all the long hours of work worthwhile as the interest charges meant it would take me years to clear such things as the 5 credit cards I had accumulated, not to mention the additional personal loans I had taken out for emergency car repairs or my needs at Christmas for my children & grandchildren. My mental state of mind was also in trouble due to the stress the large portfolio of debt I had accumulated. Although I found PayPlan to be a bit of an anxiety trip at first, their staff reassured me immensely that I was doing the right thing, & reassured me that once I had provided them with an income & expenditure breakdown, they would take care of everything, including writing to all of creditors with offers of repayment. Payplan we’re true to their word & have never let me down. I pay them a monthly agreed amount by Direct Debit and they in turn make all of the necessary payments to my creditors and deal with any necessary correspondence too. I have now had a PayPlan account in place for almost 18 months, and I never had to worry about anything relating to my debts. I realise it will take me much longer to clear my debts but at least I now have a much better quality of life, and I appreciate the value of things much better. Plus, I can finally sleep at night without the stress I suffered with before I came across PayPlan. Reviewed on: 21st July 2022

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