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Peter Davis

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Review of the John Lewis, Partnership Card:
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Dark NewDay for John Lewis

1
I have been allowed a Newday Partnership card but with my previous credit limit halved. This despite many years of operating my J L account in an exemplary fashion, (admittedly not in a way that provided any interest income for HSBC - balance paid in full each month). This also despite a personal Experian credit rating of 996 out of 999. I concur with many others, I suspect ageism is in play here, I am 72 but with a decent pension income made up of two full state pensions and monthly drawdown from a substantial pot of personal pension investments and Isas. The credit limit they have allowed will not work for me, although over the past 18 months I would only have exceeded it on three occasions, I felt the extra confidence the higher limit provided was very valuable, especially in the event of an emergency when travelling abroad. I have not used the NewDay card yet and based on some of the horror stories I have read on the web I am reluctant to start doing so. Time for a new card provider I think, and alternate retail outlets to John Lewis and Waitrose. What a shame. Reviewed on: 10th September 2022

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