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Review of the Santander, 123 Current Account (discontinued):

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Impressive Account

This cashback account started off at 3% for funds up to Î£20k but was reduced earlier this year to 1.5%. It also gives cashback on direct debits (utilities, telecoms). There is a Î£5 monthly charge for having the account but the cashback on the direct debits far outweighs this charge. You have the option of adding notifications of special offers and some of these are really good (discounts at certain shops etc). The staff at my local branch bend over backwards to assist in any matters and always advise me of offers I'm missing out on. I have had this account for over four years now and would highly recommend it. Reviewed on: 6th November 2017

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