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David Ivemy

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Review of the John Lewis, Partnership Card:

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Payment Taken early

Like many of your other reviewers I have also found the transfer to New Day Ltd very disappointing. Previously my credit card payment was always due circa 12th of the month. This fitted nicely with my pension payment of 6th of the month. I have always paid my credit card off in full. Under the New Day organisation I now have to pay my card by 4th of the month. This month's payment will exceed my balance in my bank account. Thus if I pay my credit card debit on time I will incur bank charges. If I do not pay in full New Day will charge me interest. I was unable to change the payment date for Nov payment. I am hoping that the Dec payment can revert to a later monthly payment. Two previous credit cards I held with New Day as credit provider had also been problematical . As I result I stopped using those cards. Reviewed on: 23rd October 2022

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