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Jim Pettitt

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Review of the John Lewis, Partnership Card:

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The 0% transfer from the old John Lewis credit card is a scam

We paid a transfer fee equivalent to 2% of the balance left on our old John Lewis credit card account to New Day, having been attracted to the "0% on balance transfers for up to 6 months" promotion advertised by John Lewis Financial Services. Our intention was to clear the transferred amount over six months at 0% interest and also use the new card for current purchases, subject to the usual interest charges if not paid off in full each month. Our first statement from New Day shows that not only our current purchases are subject to an interest rate, but also the balance transferred, totally contradicting the workings of a 0% transfer deal. The only way you would therefore be able to pay off the balance transfer without incurring further interest, would be to not use the card until the original debt is cleared! This surely will not be in John Lewis' interest. We have lodged a complaint through one of New Day's agents, but the complaint will not be processed until after the payment is due. Will escalate this to Trust Pilot, John Lewis and Money Saving Expert. Reviewed on: 29th December 2022

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