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Review of the Barclays, Personal Loan:

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very easy and quick

Keep the Barclays account and take the M&s loan. Barclays or anybody else don't have to lend to you - the fact that you had another company's card rather than Barclaycard may have gone against you. M&s saw that you had paid off their card and were prepared to lend to you again. Barclays may not have had that option. Reviewed on: 8th April 2015

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