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Carl

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Review of the Vanquis, Credit Building Credit Card:

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Warning. Please read before you consider Vanquis.

One of the worst companies I've ever dealt with. I've used them for years and they they increases my interest rate twice in two month. Wrote a review on trustpilot warning people that they're doing this and, without telling me, Vanquis blocked my credit card. I then made a complaint to them and didn't get a response for two months. Then they came back with an extremely long reply that didn't have anything to do with my complaints. I replied back and pointed this out and another two months later, no response. Then sent a follow up complaint about it and another over two months later still no reply. So its been 6 months without use of my card. I'm looking into how I can pursue this further with the relevant authorities as this company are beyond negligent. Reviewed on: 2nd May 2024

Review of the AA, Personal Loan:

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Scummy deceptive company

AA are featured within the Experian list of loan companies. They have however put a very low 5% interest rate to deceive people and make sure they're the top of any search. When you actually go through the application process they will literally quadruple the interest rate. You have to fully apply for the loan to get the right rate and they will give any indication of what the rate might be. I also specifically put that I don't want any form of marketing contact by any means and within two minutes of applying, I had junk mail from other load providers. Absolutely disgusting practice and company. Avoid them at all costs. Reviewed on: 13th February 2023

Carl

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