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Andrew Smith

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Review of the RateSetter, Loans:

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Easy bake loan with an overpay facility.

Found the company through the Martin Lewis site, MoneySavingExpert. After putting in a few details, I could easily see the costings of the required loan, both monthly outlay and total cost, as well as the actual APR. This APR rate was the lowest on offer at the time and also guaranteed by Ratesetter, unlike many others, which were representative rates only. The Ratesetter website was clear and easy to use with plenty of communication given throughout the setting up of the loan. A free overpay facility is also available should I choose to use it. I am midway through paying back the loan and couldn't be happier with the experience. It has been 5* from the beginning. Reviewed on: 12th March 2023

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