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Emma Watson

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All reviews (3)

Review of the Barclaycard, Platinum Credit Card:

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Premium Barclaycard

I applied for a Premium Barclaycard credit card after my original bank was only willing to offer me an extortionate interest rate loan. From the initial application to two years down the line I have nothing but praise for this card. Easy to use website, very clear information, simple to pay your bill each month - delighted with it, and shows up my original bank no end! Highly recommended. Reviewed on: 21st August 2016

Review of the HSBC, Credit Card:

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HSBC Credit Card/Loans

I've been with HSBC for over 17 years. During a hardship period I asked to take out a loan to consolidate my credit card debt and to allow for a small buffer, knowing that my financial circumstances were improving within a matter of months. HSBC said I could have a loan at 29% APR, they would not offer me anything else. Considering my credit card APR is 21.9% this of course made no sense. Definitely a case of "gives an umbrella when it's sunny and takes it away when the rain comes". Very, very disappointed to find out that had I been a new customer (and not a loyal one for nearly two decades!) then I could have had a loan for 3.6%. Go figure! I also wanted to only borrow £3,000 - I was actively encouraged in branch to go for £7,000 upwards which "would bring the interest rate down", despite me pointing out I didn't want extra debt. Outcome - I went to a different bank, applied for a 0% card and moved the HSBC debt to their competitor. Reviewed on: 21st August 2016

Review of the Hastings Direct, Car Insurance:

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Straightforward, great price

Easy to apply, clean, decent website, straightforward process and amazingly cheap for fully comp - highly recommended! Reviewed on: 17th August 2016

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