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Jim O'Connell

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Review of the Atom Bank, Savings:

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Secure bank offering great rates and customer service

Great online Bank, 3 superb security features, excellent customer service, very competitive rates, have recommended to family members. Currently hold 3 fixed saver accounts, and will add to my portfolio with more this year Reviewed on: 13th March 2025

Review of the United Trust Bank, Personal Savings:

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United Trust Bank - Best for Various Fixed Term Savings

I have held United Trust Bank savings accounts for a number of years. Over this time they have included fixed term deposit accounts for 12 and 15 months offering very competitive interest rates, as well as a fixed term ISA taken out most recently December 2024 offering an excellent 5.4% return, which was a market leader at the time. I found there accounts very straight forward to manage, they are secure, reliable and dependable and I have never had an issue. I will continue to invest in United Trust Bank Reviewed on: 26th February 2025

Review of the Zopa, Smart Saver:

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Zopa Savings Account is certainly Smart

Zopa offers a range of instant savings interest tiers that offer exceedingly competitive interest rates. Moreover they require minimal management as interest rate changes are automatically applied across all tiers. Zopa Smart Saver is easy peasy to setup and manage on a mobile phone and payment updates and withdrawals to a nominated bank account are almost instant, I have never waited longer than 30 minutes for funds to move in and out. You can easily manage your finances and earn some decent interest when complimenting a stagnant bank account that earns next to no interest with a Zopa Smart Saver. The Zopa Smart Saver is a revelation, and such an iniative was long overdue. Reviewed on: 3rd April 2023

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