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Review of the Zopa, Credit card:

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A properly modern credit card

Zopa is miles and a way the best credit card I’ve had. Excellent app, great customer service, fair interest even for poor credit, far better than a lot of its competitors. And above all, and the reason for my title - is that the instant you pay, your payment is reflected in your account. So many big name cards still take 2 full working days to reflect card payments, which can cause so much bother. None of that with Zopa - quick (instant), easy and secure payments, a simple easy to use app, a credit score tool included so you can track your progress - I have and would absolutely recommend this card to friends and family over and above any other credit card. Reviewed on: 21st February 2023

Review of the Sunny, Short-term loan:

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Much more manageable than your average bad credit loan.

Handy in a tight spot, and despite the usual payday loan high interest rate this can be much more easily managed by the early repayment and extra payment features that are a rarity among short term or bad credit loans. Reviewed on: 27th June 2018

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