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Review of the NewDay, Bip Credit Card:

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Great First Time Credit card

I got a BIP credit card as my first ever credit card. I love the way its a virtual card and that you always have it on hand. The interest rates are reasonable especially if you've never had credit before. It's super easy to pay off your credit amount and you can do it by Direct Debit or manually paying it off through the app. You will be given a credit limit when you first get your card but if you pay it off each month and are keeping it under control, BIP will give you the option to increase your credit limit. You do not have to accept the increase and it easy to accept or decline it, if it is offered. I have enjoyed having my BIP card at had when needed and I have never had any issues at all. Reviewed on: 11th May 2023

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