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Nikki188

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Review of the Lendable, Personal loan:

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I’ve a very good standing account and was eligible f...

I’ve a very good standing account and was eligible for another loan, I wanted to take a new loan to pay the current one I have and have money for a holiday.. it was declined but unsure why? It ask me question how much rent I pay which is zero, but it would not except that, I then added a figure as my partner pays the rent. My application was declined. I’ve got a very good credit score. I have sourced another loans else where. the current loan when applied for was good and easy,money was in my account very quickly. Reviewed on: 25th March 2026

Reply from Lendable Hello Nikki, Thank you for sharing your feedback. We are pleased to hear that your initial experience with us was positive and that you found our process quick and easy; however, we understand your frustration regarding your recent application and the difficulties you encountered with the rent field. At Lendable, our policy is to treat every loan request as a fresh and independent assessment. While we value your excellent repayment history with us, we are also required to evaluate real-time data from credit reference agencies and updated affordability criteria for each new application. Regarding the application form, we aim for accuracy in all fields, including household expenses. We apologise if the interface felt restrictive; typically, if a partner covers the rent, we recommend providing a breakdown that reflects your specific financial contribution to the household to ensure our affordability checks are as precise as possible. For security and privacy reasons, we cannot discuss the specific reasons for your decline, your credit score, or the details of your previous account on this public forum. We are committed to maintaining the total confidentiality of your personal financial information. We would appreciate the opportunity to look into the technical issue you faced with the rent field to improve our process for the future. If you would like to discuss this further, please reach out to us at [email protected]. Best regards, The Lendable Team Response date: 13th April 2026

Review of the Zopa, Credit card:

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Manage to balance transfer for interest free period...

Manage to balance transfer for interest free period found easy and straight forward. Reviewed on: 9th January 2024

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