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Review of the Chip, Instant access savings:

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A good way to start building savings.

I've been using Chip for a good few years now, and it has provided me with the means to build savings, which I would have originally not done. Interest rates are competitive and far exceed those of my bank...so it was a no brainer to switch my bank savings into Chip and earn some decent interest. Also using the Cash ISA to build a pot for our daughter. Really like the app. It's simple to use and I feel my money is well protected. I can add or withdraw funds as I need. Have only requested help on a couple of occasions, and responses have been quick and helpful. Other family members are also using it on my recommendation. Not the sort of thing I promote unless I feel that it is of good value, safe and simple to use, and with good financial benefits. Reviewed on: 12th February 2026

Review of the Chip, Savings App:

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Great way to build savings.

I've been using Chip for a good few years now. It's a great way to control and build savings and I've recommended it to family and friends. I like its flexibility and ease of use, a very competitive rate and staff respond quickly to any queries. Reviewed on: 14th February 2024

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