Smart Money People Logo
User profile avatar

Viewing profile for,

Mark v

3

Total reviews written

0

Helpful marks given to their reviews

14

Times reviews seen

All reviews (3)
Review of the Trading 212, Investment Accounts:
View on product page

Overseas transactions brilliant

5
I’ve just spent a month in Asia- Thailand and Vietnam ( yes it works with Thai Baht and Vietnamese Dong transactions even though they aren’t one of the currencies one can buy within the account) I’ve done the number crunching on the daily exchange for Mastercard and Visa compared to T212 after seeing the actual rate T212 gives when I did a transaction and compared the exchange for Visa and MC on one of my 0% fees cards I do have for both Visa and MC)! T212 wins hands down it gives interbank FX rates which are better than Visa or MC who both have around a 1% loading. Add the 0.5% cashback the effective exchange rate can not be beaten. It works fine everywhere UK and abroad plus overseas transactions (such as USD where that is the currency charge in particular website) I’ve used it contactless and when PIN is required and online no problem. One thing it can’t do is withdraw from an ATM (contactless withdrawal apparently yes but abroad I’ve found that restricted to a particular overseas bank card on their own ATM machines which I’ve found certainly in Thailand so can’t use it in an ATM it doesn’t have a magnetic strip enabling ATM withdrawals apparently) or do counter withdrawals in banks I use a Barclaycard Rewards VISA credit card for ATM and counter withdrawals but otherwise I use nothing other than T212 when abroad or doing online transactions not in sterling- absolutely brilliant little black card! Reviewed on: 26th September 2025
Review of the Chase Bank, Current account:
View on product page

Excellent banking can see everything in the app and...

5
Excellent banking can see everything in the app and 1% cashback plus interest rates are great Reviewed on: 13th April 2024
Review of the HyperJar, Adult account:
View on product page

Really good easy to use good incentives

5
Really good easy to use good incentives Reviewed on: 16th March 2024

We are helping 1000s to make smarter financial decisions

We use the power of consumer reviews to help increase trust and transparency in financial services and to deliver industry leading insight and events.

Collage of people