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PhilipW

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Review of the Chase Bank, Current account:

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Good everyday value

Signing up for an account was very easy and only took a moment, signing in via the app is fast and verification has always only taken me a minute or two. I would to be able to sign in on a computer to use online banking, but this hasn't affected me too much so far - im just nervous that if my phone breaks or I lose it ill be locked out. The 1% cashback on card purchases almost ANYWHERE is a nice bonus, I'm a student and in 9 months I've managed to get ~£95 cashback, which is enough for three weeks groceries. I only used my card a couple times when I was on holiday, but the exchange rates do seem to be close to the mastercard set ones with no fees, so you can use your card abroad without worry. The app overall is very simple and I want it to stay that way. Only downside I've had is that the "3d secure" confirmation page sometimes takes a while to load - I've had it take about 10-15s to appear a couple times after pressing the notification to confirm, luckily this is quite rare. Reviewed on: 15th April 2024

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