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Review of the Lending Stream, Short-term loan:

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They give people a chance

The APR rate is extremely high, but considering they actually give people with bad credit a chance, instead of automatically declining them is amazing. Also, if you pay back the loan early, the less the APR rate is. More short term loan companies should take a leaf out of lending streams books, and give people a chance, instead of looking directly at past defaults. Reviewed on: 23rd April 2025

Review of the Zable, Credit card:

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Really fast, simple process.

Really fast, simple process. Accepted straight away despite poor credit rating. The app is straight forward and uncomplicated unlike certain apps. You can link your bank account and use Zable at once if you don't want to wait for your card to come through the post. You get your pin on the app too, which is great if you're forgetful like myself. Customer service is friendly and to those moaning about the % if you pay it back on time you're fine. Reviewed on: 2nd May 2024

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