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NotSoSmartMoneyPerson

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Review of the Vanquis, Credit Building Credit Card:

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Targetting those with poor credit rating and chargin...

Targetting those with poor credit rating and charging them more I guess makes good business sense but if you are close to your limit there is no warning like others do to say maybe you should pay x to avoid extra charges instead they just let it happen and take more money off you. You go overdrawn and get charged more while harming your credit rating. While claiming they want to help you to build a better credit rating. I get it I'm not great with my money but it will never get better if I am in a constant fight to get back to a better place. There are other cards that will warn you that you are getting close to your limit how much to pay to cover interest and to keep below your limit. So charge far less interest too. Reviewed on: 2nd May 2024

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