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Review of the PayPal, PayPal Credit:
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0% Pay in 4 very useful

5
I often use their 0% finance option to pay in 4 months. It helps spread the cost of bigger purchases, and it is quick and easy to checkout, however it doesn’t give the same protection as a credit card. Reviewed on: 20th April 2026
Review of the PayPal, PayPal Credit:
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Increase credit score and spread costs.

5
I use PayPal Credit quite frequently each year. It’s great being able to pay off items in 4 months with 0% as it helps my credit score. It also gives me that added protection when ordering online. It helps spread the cost of purchases and I can pay it off whenever I like within the 4 months. I’ve rarely had to contact support as it just works. I have recommended to those who I know are good with borrowing as its a great way to make big purchased easier. Reviewed on: 31st May 2024

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