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Jin

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All reviews (3)

Review of the Starling Bank, Current Account:

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Starling quickly became my favorite bank and for a g...

Starling quickly became my favorite bank and for a good reason! The user interface is incredibly intuitive both on the app and website. They have real-time account updates so you can see exactly how much you spent and when, as soon as the purchase was made. Since I have dyscalculia, a learning difficulty around numerical values (to put it simply!), this feature makes it feel a lot easier to navigate Starling compared to other banks which may only reflect purchases days later. It might sound like a small thing, but it's helped me to budget safely while avoiding issues like spending money I don't actually have! Even more than that, I really love the spaces function which lets me pay my bills directly from the space. It means I can immediately make sure that essential spends and bills are covered and I only see the amount of money I have "leftover" for the month on the main page. At the same time, the actually pretty good monthly interest rate applies to the cumulative balance across your account, even if it's divided into spaces! There are no monthly fees and as such the value for money is fantastic. I can only recommend this bank! Reviewed on: 2nd June 2024

Reply from Starling Bank Hi Jin, thanks for your review, this was really lovely to read. We're so happy that you're enjoying the app and banking with us! Thanks for the recommendation too. Team Starling Response date: 2nd June 2024

Review of the PayPal, PayPal Credit:

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Great service that needs a little nudge

Despite only giving 3 stars I would say that Paypal Credit is a great service that is amazing value for money - given that it's free when you pay off your credit in time! My gripes with it are that it can take a very long time for your credit balance to reflect any changes, which can cause a lot of confusion. The statements aren't very user-friendly either, so it's easy to slip up if you don't keep close tabs on your balance by yourself! If Paypal invested some more in this feature it could greatly improve its accessibility, and the best way to do it would be to include real-time balance updates and a more transparent, accessible visualisation of its statements. Otherwise, it's still a great product! 0% interest as long as you pay off the balance within 4 months is a great deal after all! Reviewed on: 2nd June 2024

Review of the PayPal, Pay in 3:

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A really helpful way to split payments across 3 months

The Pay in 3 function is a really helpful way to split payments over 3 months rather than having to pay all at once. I really like that there's an option like this because it's more structured and the payments being made automatically really helps make sure that you don't accidentally forget about it. I've used this option many times and will continue doing so in the future! Reviewed on: 2nd June 2024

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