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Santander: 123 Current Account (discontinued) reviews

Name: 123 Current Account (discontinued)
Rating: 4.19 (1252 reviews)

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4.17

Based on 1,252 reviews, last reviewed 5th Sep 2025

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

55%

27%

Latest highest rating:

5

Santander Good app. Easy to set up and use with minimal fuss. Everything seems straightforward Reviewed on: 5th September 2025

Latest lowest rating:

2

Is that a bank for the elderly ? Strong impression that the bank have little time for customers . I approached my local branch 4 times since May 2025 for certificates of interest whic... Read more Reviewed on: 23rd June 2025

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About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Santander 123 Current Account (discontinued) reviews (1252)

Review of the Santander, 123 Current Account (discontinued):

interest earning current account

Santander give a decent rate of return on their current account compared to other banks Reviewed on: 6th March 2023

I like it

I never had any problem with Santander. Reviewed on: 17th February 2023

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Easy hassle free

I like the bank as I’ve never had any issue accessing my money Reviewed on: 16th February 2023

Trustworthy company

Have been banking with Santander for years and love their personal touch to service Reviewed on: 16th February 2023

Simple account and ready to use.

Great account. Simple to use. Perfect for me. Reviewed on: 16th February 2023

Perfect for students

Having the overdraft set at £1500 has been a godsend when rent comes out before student loan comes in Reviewed on: 16th February 2023

Easy to reach customer service, good products

Does what it says on the tin. Maybe not as advanced in terms of features that new banks like Monzo have, but it's a solid bank account you can trust. Reviewed on: 15th February 2023

Great bank

I have a 123 student account and love the benefits it has. The zero interest overdraft is great for emergencies. I was also give a free railcard and I use it so much and have saved a lot. Reviewed on: 14th February 2023

when it's best

very good if the cash back works for you. particularly santander products. not so good anymore otherwise Reviewed on: 13th February 2023

Great bank - very good service

Easy to use banking - usually via there app - very good customer service. Reviewed on: 12th February 2023

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