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TotallyMoney reviews

Totally Money logo
Rated Excellent • 4.72/5

TotallyMoney reviews

Verified business Last reviewed within 7 days
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Review summary

People rate this company as Excellent based on 1,118 product reviews

Average score of 4.72/5
5 star
88%
4 star
10%
3 star
2%
2 star
0%
1 star
0%
Reviews for TotallyMoney have trended positively over the past 90 days

TotallyMoney’s Credit reports app is loved for its ease of use, clear updates, and helpful tips that really make managing credit straightforward. People appreciate the free service and how it keeps them informed with live scores and personalised offers. Some users wish the app was more accurate and less pushy with credit card offers.

Positive themes

  • TotallyMoney Credit reports is super easy to use and clear for anyone to understand.
  • The app keeps credit scores updated regularly with useful alerts and personalised tips.
  • TotallyMoney Credit reports offers great deals on credit cards and loans that really help.

Negative themes

  • Sometimes the app isn’t fully accurate or up to date despite being easy to use.
  • The credit card offers can be misleading and harm your score when declined.
  • Some users had slow or difficult experiences resolving issues like rewards delays.
Summarised by AI
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About TotallyMoney

TotallyMoney is a free personal finance app, helping people improve their credit score and borrow better.

TotallyMoney are making money make sense for everyone. They’re passionate about helping people understand their credit reports and make the most of their money.

TotallyMoney offers a free credit report with a live score, personalised tips to improve, open banking insights, and a credit broker service for cards, loans, car finance and more.

TotallyMoney at a glance

Reviews for TotallyMoney

Showing 11 of 1118 company reviews • Last reviewed within 7 days

I use the app regularly to keep an eye on my credit...

Credit reports • 15th June 2026

I use the app regularly to keep an eye on my credit score. I find it very useful being able to see what is affecting... I use the app regularly to keep an eye on my credit score. I find it very useful being able to see what is affecting my score change and also the offers that are available to me Read more Read less

{"display":"Clare L","full_name":"Clare L","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Rated Excellent • 5.00/5
Read more product reviews

Easy and very understanding

Credit reports • 14th June 2026

Easy and very understanding to use. I love checking in now and again and i dont get confused like i do with others

{"display":"Rebecca r","full_name":"Rebecca r","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Rated Excellent • 5.00/5
Read more product reviews
  • 5.00/5

    Excellent service easy to use first class service

    Excellent service easy to use first class service

    {"display":"Peter M","full_name":"Peter M","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Credit reports
    Peter M 14th June 2026
  • 5.00/5

    Very good app and very helpful and fantastic

    Very good app and very helpful and fantastic

    {"display":"Mohammed Said","full_name":"Mohammed Said","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
  • 5.00/5

    Totally money has helped me to get a better grip on...

    Totally money has helped me to get a better grip on my finances and understand consequences of some decisions around money better.

    {"display":"Graeme ","full_name":"Graeme ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
  • 5.00/5

    Great control tool, shows good insights on your fina...

    Great control tool, shows good insights on your finances

    {"display":"zhonelsa williams","full_name":"zhonelsa williams","avatar":{"url":"\/assets\/uploads\/avatars\/users\/540971.png"}}'s avatar
  • 4.00/5

    They Don’t Bombarde me with emails

    I get updates on my credit score from time to time and not bombarde with emails like other services.

    {"display":"Marc M","full_name":"Marc M","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Credit reports
    Marc M 14th June 2026
  • 5.00/5

    Good Company

    Easy to navigate, can find what I want when I want it and it’s free

    {"display":"Andy T","full_name":"Andy T","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Credit reports
    Andy T 13th June 2026
  • 5.00/5

    Totally Money has been integral for me rebuilding my...

    Totally Money has been integral for me rebuilding my credit score all the way up from 245 on Equifax and 400 on TransUnion and have... Totally Money has been integral for me rebuilding my credit score all the way up from 245 on Equifax and 400 on TransUnion and have jumped over 200+ on both with advice given. Totally Money updates quicker than most credit reports which helps me keep card utilisation low ect and track usage. I wouldn't be where I am today without Totally Money. Cheers guys! Read more Read less

    {"display":"Simon Relf","full_name":"Simon Relf","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1605130.png"}}'s avatar
  • 3.00/5

    Not really helped but just good as it keeps it organ...

    Not really helped but just good as it keeps it organised

    {"display":"Ash","full_name":"Ash","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Credit reports
    Ash 13th June 2026
  • 3.00/5

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    {"display":"Biser M","full_name":"Biser M","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Credit reports
    Biser M 13th June 2026

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