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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.88 (11084 reviews)

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4.88

Based on 11,084 reviews, last reviewed 23rd Jul 2026

97% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy to apply and good speedy customer service when... Easy to apply and good speedy customer service when messaging any queries. Would recommend to others. Reviewed on: 23rd July 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Awards

Best personal finance app 2026

Awarded to the personal finance app provider rated highest in customer reviews.

Updraft Personal Loan reviews (11084)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Simple and Straighforward

Simple and Straighforward - easy to get started, quick processes and quick payment Reviewed on: 26th February 2026

Personal loan has helped me manage my debt and I’m g...

Personal loan has helped me manage my debt and I’m grateful updraft gave me the opportunity to change my life around considering my credit score wasn’t the best Reviewed on: 26th February 2026

Fantastic service

I managed to borrow money and repay a fair and affordable monthly payment without hassle Reviewed on: 26th February 2026

Really easy to apply and receive the loan

Really easy to apply and receive the loan Reviewed on: 26th February 2026

Very good service

The application process was very easy and quick. The service is very good and straightforward for new customers. I particularly like the app as well as it is well set out and easy to use and you can easily locate things. Reviewed on: 26th February 2026

Easy app to use to keep track of loan and payments.

Easy app to use to keep track of loan and payments. Monies were sent quickly. Reviewed on: 26th February 2026

I did not have to wait long and got an excellent rate.

I did not have to wait long and got an excellent rate. Simple application process and set up. Reviewed on: 26th February 2026

Easy process and better rate than elsewhere.

Easy process and better rate than elsewhere. Reviewed on: 26th February 2026

Quick, easy and affordable, with good customer servi...

Quick, easy and affordable, with good customer service and contact whenever you need. Would recommend highly. Reviewed on: 26th February 2026

Very understanding, very very good rates on your int...

Very understanding, very very good rates on your interest and always there if you are struggling and offering help with whatever it is that you need Reviewed on: 26th February 2026

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