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Updraft: Personal Loan reviews

4.96
Based on 10,692 reviews, last reviewed 17th Mar 2026
348600% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Quick and simple process Quick and simple process and the terms are very clear and concise. User interface is really good and easy to use - all too often do these companies ma... Read more Reviewed on: 17th March 2026
Callum B's avatar
Callum B

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (10692)

Simple, supportive and just delivered!

5
Simple, supportive and just delivered!! Reviewed on: 25th February 2026

Updraft is great

5
Quick and easy, kept in contact every step of the way. The app is great too. Reviewed on: 25th February 2026

Easy to use!

5
I took out a loan with them. It was simple and easy to understand, and being able to choose my length of repayment to suit my needs was really handy! Reviewed on: 25th February 2026

Brilliant service from start to finish in spotting f...

5
Brilliant service from start to finish in spotting for a loan - received funds within 2 hours Reviewed on: 25th February 2026

Best value and easy to use!

5
Easy to deal with and put in place. Updated along the way. Make it simple and easy to borrow back and realistic to pay it back! Reviewed on: 25th February 2026

Updraft - Swift, Easy, Considerate & Great Value

5
I applied and was successful for an Updraft personal loan a while back, and even though I have not got the most perfect credit score, the rate I was accepted for was incredibly affordable and competitive. The information was clear and concise, and the application process was straightforward, simple and time taken for approval and funds was swift. Thank you Updraft for helping me. Reviewed on: 25th February 2026

Very easy to deal with and a speedy service

5
Very easy to deal with and a speedy service Reviewed on: 25th February 2026

Great way to combat debt

5
Great way to combat debt over several credit cards. Now I’m paying the same each month but with a much lower interest rate included in the loan. Reviewed on: 25th February 2026

Great Customer Service and website usability.

5
Their Customer Service has been great and the website is easy to use. For me it has made me feel in control of my credit cards after only paying the minimum for a couple of months due to my financial situation. I would heartily recommend the service to others. Reviewed on: 25th February 2026

Overall a very easy process to set up, simple to let...

5
Overall a very easy process to set up, simple to let it just run in the background, and it’s fantastic that overpayments are actioned so quickly (even on weekends & evenings!) and the changes are obvious and clear. Reviewed on: 25th February 2026

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