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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.88 (11084 reviews)

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4.88

Based on 11,083 reviews, last reviewed 16th Jul 2026

96% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

It helped me pay off my credit cards It helped me pay off my credit cards Reviewed on: 16th July 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Awards

Best personal finance app 2026

Awarded to the personal finance app provider rated highest in customer reviews.

Updraft Personal Loan reviews (11084)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Pleasant experience

Excellent service, loan came in handy. Reviewed on: 26th February 2026

Fair lender

Pretty smooth process, saved me thousand on credit card interest and easy to see what is owed with an end date in mind Reviewed on: 26th February 2026

Very good company and very helpful.

Very good company and very helpful. Customer service is very good Reviewed on: 26th February 2026

Great company to do business with

Great service, very polite and easy to do business with Reviewed on: 26th February 2026

Very impressive and well organised they were good ap...

Very impressive and well organised they were good approachable also they are also trustworthy and reliable Reviewed on: 26th February 2026

Happy experience.

Happy experience. It has helped tackle my situation with such a low apr Reviewed on: 26th February 2026

Really easy process and quick process too which I ap...

Really easy process and quick process too which I appreciate, not long winded or stressful. Reviewed on: 26th February 2026

I had a very positive experience with Updraft.

I had a very positive experience with Updraft. When I really needed financial support, they were there to help. The application process was straightforward, quick, and easy to understand. Everything was explained clearly with no hidden surprises. The funds were provided promptly, which made a huge difference during a stressful time. I truly appreciate their efficient and reliable service. I would definitely recommend Updraft to anyone needing short-term financial assistance. Reviewed on: 26th February 2026

Easy to use

Easy to use. Clear and concise agreement Reviewed on: 26th February 2026

Brilliant Service

I've used updraft a couple of times now making it easier to consolidate credit card debit into one manageable personal loan with lower rates. Reviewed on: 26th February 2026

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