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Updraft: Personal Loan reviews

View other Updraft products
4.96
Based on 11,039 reviews, last reviewed 11th May 2026
382700% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick and east to set up and at a decent... Quick and east to set up and at a decent repayment rate Reviewed on: 11th May 2026
Trevor G's avatar
Trevor G

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11039)

Great lender

5
Easy to access, fairer prices (especially compared to the market practice) - helps you manage your debt and better your finances (not strangle you with high interest rates) Reviewed on: 25th February 2026
Ellie M's avatar
Ellie M

Super easy and quick

5
It was very quick and easy to be approved for the loan and I like how you get a monthly email to remind you of when your payment is due. Reviewed on: 25th February 2026
Kirsty T's avatar
Kirsty T

Brilliant

5
Really easy. Loan approved and paid out quickly. Friendly staff who were there to help. Reviewed on: 25th February 2026
Victoria's avatar
Victoria

Instant decision good interest rate .

5
Instant decision good interest rate . Easy form to complete . Reviewed on: 25th February 2026
Karla C's avatar
Karla C

Great place for a personal loan

5
Very friendly and effective customer care Reviewed on: 25th February 2026
Josef Prochazka's avatar
Josef Prochazka

Good company

5
Very helpful interests rates, easy to setup. Reviewed on: 25th February 2026
Robert D's avatar
Robert D

There when I needed them !

5
I wanted to consolidate some debts as I was getting frustrated with various parent dates - where others declined me updraft made it easy for me to apply and offered a reasonable rate. 100% would use in future Reviewed on: 25th February 2026
Nathalie J's avatar
Nathalie J

Smooth experience. Transparent

5
Smooth experience. Great customer service from application to disbursement. Monthly reminders on deduction. Found me the best APR compared to other platforms. Reviewed on: 25th February 2026
Kamil M's avatar
Kamil M

I’ve never had a problem with the 3 loans I’ve had f...

5
I’ve never had a problem with the 3 loans I’ve had from updraft. Easy affordable instalments taken when requested via direct debit so never have to worry about missing a payment. Good for poor credit customers also. Reviewed on: 25th February 2026
Kerry OHara's avatar
Kerry OHara

Easy application good service overall

5
Easy application good service overall Reviewed on: 25th February 2026
john t's avatar
john t

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